Broker Check

Services

Services ChecklistThe Dumas Team

CFP® – CERTIFIED FINANCIAL PLANNER
RICP® – RETIREMENT INCOME CERTIFIED PROFESSIONAL
CPWA® – CERTIFIED PRIVATE WEALTH ADVISOR
CHFC® – CHARTERED FINANCIAL CONSULTANT
CSLP® – CERTIFIED STUDENT LOAN PROFESSIONAL
CEPA® – CERTIFIED EXIT PLANNING ADVISOR

This checklist reflects the full scope of services we offer our clientele — a reminder of everything we currently do for you, and everything else we're equipped to help with. If a service below catches your eye, let's talk.

— Our Capabilities

A Complete View of How We Can Serve You

Wealth Planning
  • In-person reviews
  • Educational seminars
  • Net worth review
  • Cash flow analysis
  • Liquidity planning
  • Large purchases
  • Education planning/529
  • Retirement planning
  • Employer-sponsored benefit consulting
  • Income strategies
  • Pension analysis
  • Social Security
  • Income distribution
  • Health insurance
  • Medicare premium management
  • Executive compensation & restricted stock consulting
  • Business management
  • Cash flow
  • Retirement plans
  • Insurance
  • Succession planning
  • Lifecycle planning
  • Birth of children
  • Divorce
  • Spousal loss
  • Elder care
  • Concierge services
  • Third-party professionals
Estate & Tax Planning
  • Family governance & education
  • Family vision & mission development
  • Legacy planning
  • Family financial literacy education
  • Tax strategy planning
  • Wills
  • Power of attorney
  • Medical directives
  • Beneficiary review
  • Asset titling
  • Business ownership
  • Structure
  • Valuation*
  • Buy/sell
  • Liquidation
  • Real estate
  • Cost-segregation analysis*
  • Wealth transfer
  • Intergenerational planning
  • Trust services
  • Philanthropy
  • Foundation management
  • Donor-advised funds
Asset Management
  • Private banking*
  • Liability management
  • Investment policy statement
  • Benchmark review
  • Asset allocation
  • Asset location
  • Performance reporting
  • Rebalancing
  • Stress testing
  • Annuity review
  • Stock option management
  • Concentrated holdings
  • Tax-efficient investing
  • Low-basis positions
  • Values-aligned investing
  • Impact investing
  • Non-traditional diversification
  • Private equity
  • Private credit
  • Opportunity zones
  • 1031 DST
  • Income generation
  • Capital preservation
  • Capital appreciation
Risk Management
  • Risk tolerance review
  • Life insurance
  • Disability insurance
  • Business insurance
  • Long term care
  • Incapacity planning
  • Survivor planning
  • Medicare guidance
  • Emergency fund
  • Mortgage analysis
  • Debt management
  • Student loans
  • Lending
  • Employee benefit review
  • Change of employment
(704) 552-8507 tdumas@cplanning.com www.thomasjdumas.com 6115 Park South Drive, Suite 200, Charlotte, NC 28210
*Services marked with an asterisk are offered through a trusted, vetted third-party strategic partner and are not services provided directly by The Dumas Team or Consolidated Planning, Inc.
*Guardian and its subsidiaries do not endorse or have any direct or indirect responsibility with respect to 1031 DST and Private Banking Services.
*Neither Guardian nor its subsidiaries issue Health insurance.
Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 6115 Park South Drive, Suite 200, Charlotte, NC 28210, (704) 552-8507. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Consolidated Planning is not an affiliate or subsidiary of PAS or Guardian. Thomas J. Dumas is a registered representative and investment advisor representative of PAS. The Dumas Team is a client relationship group within Consolidated Planning, Inc. and is not a separate legal entity or registered investment advisor. This checklist is provided for informational purposes to illustrate the scope of services available and does not constitute a contract, offer, or guarantee that any specific service applies to your individual situation. Not all services are available to all clients and are offered subject to eligibility, need, and a client's executed engagement or advisory agreement. Please refer to the PAS Form ADV Part 2A and 2B (available upon request) for additional information. CA License #0M90694. AR License #6549068.